A different kind of wealth management firm.
Most people have worked with an advisor who sold them something, or a CPA who only appeared at tax time. KCL Wealth Management is different, and it matters for your financial life.
Founded by Katherine Leonard, CPA, CFP®.
One advisor, both credentials, one integrated view of your taxes and your investments. Backed by a fully staffed support team, Katherine offers the access and service of a large firm, without losing the feel of a boutique one.
- Fee-only. Katherine is paid exclusively by her clients. No commissions. No product sales. Ever.
- Fiduciary. Legally required to act in your best interest, a standard not all financial advisors are held to.
- CPA + CFP®. A rare combination of credentials that brings investment management, financial planning, and tax strategy together, so every recommendation considers the bigger picture.
- One advisor, backed by a team. You'll work directly with Katherine while a dedicated client service and operations team handles the details behind the scenes, providing responsive support without sacrificing a personal relationship.
One advisor for investments, taxes, and planning.
Most financial decisions have tax consequences, yet investment and tax advice are often handled separately. Katherine is both a CPA and CFP®, a rare combination that brings your investments, tax strategy, and financial plan together.
What it means to be a fiduciary.
A fiduciary is legally required to act in your best interest. While not every financial professional is held to this standard, Katherine is. Every recommendation is made with one goal: helping you make the best financial decision for your future.
Boutique service, backed by a team.
You'll work directly with Katherine while a dedicated operations team handles the administrative details behind the scenes. You receive personalized advice with the support and responsiveness of a well-run firm.
What fee-only means.
Fee-only means Katherine is paid only by her clients, never through commissions or product sales. Her recommendations are based solely on what is best for you, not what pays more.
What does your wealth management fee actually include?
Traditional Investment-Only Model
~1% AUM
Generally centered on portfolio management, with tax preparation, planning, and outside-advisor coordination handled separately.
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Generally included:
Investment managementPortfolio construction, trading, and ongoing monitoring
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Often separate or limited:
Tax preparationTypically completed by an outside CPA and billed separately
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Often separate or limited:
Proactive tax planningTax consequences may be reviewed after an investment decision is made
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Often separate or limited:
Comprehensive financial planningOften limited in scope, offered as an add-on, or handled through a separate engagement
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Often separate or limited:
Tax and planning expertiseThe investment advisor, CPA, and financial planner may be different people or firms
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Often separate or limited:
Ongoing access and continuityAccess may center on scheduled reviews or involve multiple team members
KCL Wealth Management
~1% AUM
Investments, taxes, financial planning, and outside-advisor recommendations coordinated through one ongoing relationship.
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Included:
Investment managementA tax-aware investment strategy aligned with your complete financial plan
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Included:
Tax preparationYour annual individual tax return is included in the ongoing wealth management relationship
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Included:
Proactive tax planningTax consequences are considered before investment, retirement, business, and major financial decisions
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Included:
Comprehensive financial planningOngoing planning across retirement, cash flow, real estate, business decisions, family changes, and long-term goals
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Included:
CPA + CFP® expertiseTax, investment, and financial planning decisions reviewed through one integrated perspective
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Included:
Direct, ongoing accessWork directly with Katherine whenever an important question or financial decision arises
- Annuities or insurance products sold for commission
- Investment products that compensate Katherine more than they help you
- Tax advice and investment advice that conflict, directly impacting your bottom line
- A new advisor handling your accounts every few years
- Surprises when you file your taxes in April
Client Experiences
What clients are saying
Working with Katherine Leonard, CPA, CFP has been a genuinely different experience from what I have encountered with other advisors. The result is clearer direction, fewer gaps, and real efficiency.
Kate M.
Irvine, CA
Katherine's financial analysis was comprehensive, her presentation was excellent, and the takeaways were clear enough that I was able to explain everything to my wife when I got home.
Juan C.
Banking Executive · Corona del Mar, CA
Working with Katherine has been one of the best decisions we've made. She guided us through major life transitions with expertise, warmth, and a steady approach that made complex decisions feel manageable.
Hannah & Ryan H.
Author & Researcher · Davis, CA
She provided clear, confident guidance on both starting an LLC and managing a stock portfolio. Zero guesswork, just straight, insightful advice broken down in a way that was easy to understand.
R. Aurora, M.D.
Physician · Newport Beach, CA