Comprehensive Wealth Management

How We Work Together

Financial advice that goes beyond your portfolio.

CPA CFP® Fee-Only Fiduciary Newport Beach, CA

You shouldn't have to manage it all between your CPA and your financial advisor. Our Comprehensive Wealth Management brings your taxes, investments, and financial plan together with one coordinated strategy.

What's Included

Proactive Tax Planning

Every strategy is thoughtfully evaluated through both a tax lens and an investment lens before you ever have to make a decision.
Tax-Efficient Investing

Tax-aware investing means your portfolio is managed to maximize what you keep, not just what you earn.
Coordinated Financial Planning

Retirement projections, a major purchase, an estate plan review, a divorce settlement, all coordinated as one plan instead of separate conversations with separate professionals.
One Trusted Advisor

You shouldn't have to connect the dots between your investments, taxes, and financial plan. That's our job.

For financial lives that don't fit neatly into one category.

Some clients come to Katherine after years of coordinating between a CPA and a financial advisor. Others arrive during retirement, divorce, the sale of a business, an inheritance, or the loss of a spouse.

Whatever brings you here, you'll have one trusted advisor who understands your complete financial picture and helps you move forward with confidence.

Common Questions

What people ask before reaching out.

Who does KCL Wealth Management work with?

Individuals and families who want one financial advisor managing taxes and investments together, especially those navigating a divorce, inheritance, death of a spouse, or business sale.

Can a financial advisor help during a divorce, inheritance, or business sale?

Yes. Katherine reviews the tax and financial impact of a settlement, distribution, or sale alongside your attorney, before you sign anything.

Why does having both a CPA and a CFP® matter?

A CPA handles tax strategy, a CFP® handles financial planning. Katherine holds both, so tax and investment decisions are made together, not handed between two advisors.

How is an inheritance, settlement, or business sale taxed?

It depends on the asset type and your California tax situation. Katherine builds a tax strategy around your specific proceeds before the money moves.

I already have a financial advisor. Why switch to KCL Wealth Management?

If your advisor and your CPA do not talk to each other, you may be paying more in taxes than necessary. Katherine's dual credentials close that gap.

What does fee-only mean?

Katherine is compensated only by clients, never by commissions or referral fees.

Is KCL Wealth Management a fiduciary?

Yes. Katherine is legally obligated to act in your best interest, with no conflicts of interest.

Do I need a minimum amount to work with KCL Wealth Management?

Comprehensive wealth management has an asset minimum discussed during an initial conversation. Advisory options are also available without one.

How often will I hear from Katherine?

Two formal annual meetings, with ongoing access by email and phone between meetings.