Where tax strategy and investment management finally work together.
As your wealth grows, so does the complexity. KCL Wealth Management brings your investments, tax strategy, and financial planning together, so you don't have to navigate it alone.
Begin the conversation →WHY CLIENTS CHOOSE KCL Wealth Management
Your biggest financial opportunities, and your most expensive mistakes, rarely come from a single decision.
They come from how your tax strategy, investments, and financial plan work together. KCL Wealth Management brings those decisions together, so each recommendation strengthens your complete financial picture.
CPA + CFP®
Tax and investment decisions shouldn't happen in isolation. As both a CPA and CFP®, Katherine helps ensure every recommendation supports your broader financial picture.
Advice without Conflicts
As a fee-only fidcuciary, we are only paid by our clients, never through commissions or product sales. Every recommendation is made with your best interests in mind.
Assets Custodied at Charles Schwab
Your assets remain at Charles Schwab, one of the nation's leading custodians, while KCL provides independent advice and ongoing investment management.
Boutique Service
Work directly with Katherine, not a rotating team. Whether you're making a major financial decision or have a quick question, you'll always have an advisor who knows your complete financial picture.
Everything in your financial life is connected.
Yet most advisors only focus on one piece of the puzzle.
At KCL Wealth Management, every recommendation is made with the complete picture in mind.
Learn more about Katherine →
What Your Advisory Fee Includes
What does your wealth management fee actually include?
Traditional Investment-Only Model
~1% AUM
Generally centered on portfolio management, with tax preparation, planning, and outside-advisor coordination handled separately.
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Generally included:
Investment management Portfolio construction, trading, and ongoing monitoring
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Often separate or limited:
Tax preparation Typically completed by an outside CPA and billed separately
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Often separate or limited:
Proactive tax planning Tax consequences may be reviewed after an investment decision is made
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Often separate or limited:
Comprehensive financial planning Often limited in scope, offered as an add-on, or handled through a separate engagement
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Often separate or limited:
Tax and planning expertise The investment advisor, CPA, and financial planner may be different people or firms
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Often separate or limited:
Ongoing access and continuity Access may center on scheduled reviews or involve multiple team members
KCL Wealth Management
~1% AUM
Investments, taxes, financial planning, and outside-advisor recommendations coordinated through one ongoing relationship.
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Included:
Investment management A tax-aware investment strategy aligned with your complete financial plan
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Included:
Tax preparation Your annual individual tax return is included in the ongoing wealth management relationship
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Included:
Proactive tax planning Tax consequences are considered before investment, retirement, business, and major financial decisions
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Included:
Comprehensive financial planning Ongoing planning across retirement, cash flow, real estate, business decisions, family changes, and long-term goals
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Included:
CPA + CFP® expertise Tax, investment, and financial planning decisions reviewed through one integrated perspective
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Included:
Direct, ongoing access Work directly with Katherine whenever an important question or financial decision arises
Comprehensive Wealth Management
Everything a client's financial life requires, under one roof.
Tax Planning
KCL Wealth Management builds tax strategy throughout the year, not a conversation that starts in March. Every investment decision considers the tax picture first.
Tax Preparation
Returns are prepared by the same advisor who built the strategy. No handoffs, no translation errors, no surprises.
Investment Management
Portfolios are built around each client's goals, timeline, and tax situation, and managed with the full picture in view.
Financial Planning
Retirement, real estate, business transitions, marriage, divorce, and family planning. Every decision is connected to the life a client is building.
Every financial decision has tax consequences.
Every tax decision has investment consequences.
Your complete financial life, managed end to end.
Connect
Every inquiry is reviewed personally, followed by a focused conversation about your financial life, current setup, and where the gaps are.
Onboard
We gather documents and review your full financial picture across taxes, investments, and planning. Nothing gets missed.
Build Your Plan
We build a strategy connecting tax planning, financial planning, and investment management, then prepare your return as part of the same relationship.
Manage & Adjust
Investments are actively managed, tax strategy is updated year round, and you have direct access to your advisor whenever you need it.
Client Experiences
What clients are saying
Working with Katherine Leonard, CPA, CFP has been a genuinely different experience from what I have encountered with other advisors. The result is clearer direction, fewer gaps, and real efficiency.
Kate M.
Irvine, CA
Katherine's financial analysis was comprehensive, her presentation was excellent, and the takeaways were clear enough that I was able to explain everything to my wife when I got home.
Juan C.
Banking Executive · Corona del Mar, CA
Working with Katherine has been one of the best decisions we've made. She guided us through major life transitions with expertise, warmth, and a steady approach that made complex decisions feel manageable.
Hannah & Ryan H.
Author & Researcher · Davis, CA
She provided clear, confident guidance on both starting an LLC and managing a stock portfolio. Zero guesswork, just straight, insightful advice broken down in a way that was easy to understand.
R. Aurora, M.D.
Physician · Newport Beach, CA
Let's talk.
KCL Wealth Management works with a select group of individuals and families in Newport Beach and coastal Orange County. If you are ready for a firm that manages your taxes, your investments, and your plan together, we'd like to hear from you.
CPA · CFP® · Fiduciary · No Commissions · Newport Beach, CA